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Our daily e-commerce

Just consider how much of your time could be spared if you would do your weekly shopping (I, for one, would do it daily) while comfortably sitting in front of your computer...

In the evening, the whole family gathers and writes down a long shopping list, according to its budget. You fill out the form of your favorite supermarket and send your desired order. Next day in the morning, a delivery-boy rings at your door and brings it to you. Everything is just perfect but a tiny detail, which determines you to be cautious with this wonderful facility: the means of payment.

Usually the credit card is the one put to use. The number, the expiry date and several few other details are required, in order to make sure that you are indeed the owner of this mean of payment. But the Internet is not a secure environment and you may confront with the unpleasant situation wherein, at the end of the month, you are charged for things or services you didn’t buy. You will certainly denounce this but it comprises phone calls and some contacts with the beaurocrats and so you will soon give up using your credit card on the Internet.

These major troubles are more frequently encountered in the countries of the former Eastern block; therein, the lack of laws incriminating the fraudulent use of credit cards smoothed the path for real hold-ups. There are, of course, ways to steal on the basis of credit cards others that on the Internet but it seems that this one is going out of all proportions and it actually brings to impossibility the use of credit cards at their real potential.

Unfortunately, not only the lack of legislation or of the proper jurisprudence is to blame but a certain moral lacuna in the education of the citizens from these former satellites of the Soviet Union. I refer mostly to a weird perception according to which there is no connection between the notion of “steal” and the illegal use of a credit card. After all, it is written a number and it may turn out to be a valid one; therefore, we “fooled” the sellers. It is obviously out of question to give your address or, who knows, the irresponsibility may go as far as it wouldn’t even matter. It is most likely that the required services are sort of downloading of games or programs or subscriptions to different sites. It is possible that the cards are used for small amounts, which apparently may not be noticed. What actually matters is the fact that the trustworthiness of possible markets is undermined and the suppliers won’t deliver anything at addresses originary from these countries. That will be the moment when we will start to outcry about a “complot”, but it will no longer help. Democracy does not include “the liberty” of stealing.

On the other side, I advise those who will try to introduce the commerce on the Internet (there are still fainting starts) to generously make use of authorized security programs for their sites and for the received data, in order to minimize the possibilities of fraud. Should you have any queries in the field, go to: http//www.webreference.com/ecommerce/.

Good luck!

Cato

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